Ramasamy passed B.tech and placed at SYNDICATE BANK after clearing IBPS exam. Annual income 3 lakhs. His Relatives, Family friends of wished him for success. That's it Ramasamy face glowed like Petramax light and thought himself from today every day will be happy.
Madasamy beside to Ramasamy house got failed in Degree. All his relatives and family friends blamed Madasamy as everyone in Hyderabad is studying B.tech but Madasamy even failed in degree. Every one gave him suggestions like to sell Idly, Dosa…. Put Pan shop… or sell Milk… His Father was very much embarrassed. Now what to do…? Madasamy asked his mother 2 lakhs and borrowed 2 more lakhs then bought buffaloes and started Milk Business.
Ramasamy bought bike through credit card and started to office. Madasamy on TVS with Milk Cans also started to sell. Ramasamy proudly said 'Hai' to Madasamy. Madasamy with embarrass look said 'Hai' and left to their duties.
6 months passed away….
Ramasamy cleared 20% interest over bike; still actual price 80K is pending. Madasamy cleared 1 lakh out of his 2lakh borrowed money. Both faced each other, Ramasamy gave small smile thinking that when he will clear 80K. Madasamy also gave narrow smile by thinking about his remaining 1 lakh loan.
Ramasamy cleared 20% interest over bike; still actual price 80K is pending. Madasamy cleared 1 lakh out of his 2lakh borrowed money. Both faced each other, Ramasamy gave small smile thinking that when he will clear 80K. Madasamy also gave narrow smile by thinking about his remaining 1 lakh loan.
1 year passed away…..
Ramasamy put hopes on DA hike. Now half liter milk price increased to 14/-Rs from 10/-Rs. This profited Madasamy to 30% and cleared remaining 1 lakh loan amount. By now anyhow Ramasamy cleared his Bike loan and brought Personnel loan of 2 lakhs for 16% interest. Ramasamy bought furniture, LCD, LapTop with 2 that lakhs. Every One accolade Ramasamy as he brought these accessories in just 2 years of job. Now Madasamy with his Profited money brought 12 more buffaloes. His income doubled.
Ramasamy put hopes on DA hike. Now half liter milk price increased to 14/-Rs from 10/-Rs. This profited Madasamy to 30% and cleared remaining 1 lakh loan amount. By now anyhow Ramasamy cleared his Bike loan and brought Personnel loan of 2 lakhs for 16% interest. Ramasamy bought furniture, LCD, LapTop with 2 that lakhs. Every One accolade Ramasamy as he brought these accessories in just 2 years of job. Now Madasamy with his Profited money brought 12 more buffaloes. His income doubled.
Again both faced each other. Ramasamy gave doubtful smile thinking about his Personnel loan. Madasamy gave heart full smile since he doesn't have any debts.
After 2 Years Ramasamy got increment. He then bought a Maruthi Wagan R car through Car Loan. Mean time Madasamy bought 2 acres land for his 3 dozens of buffaloes. Even Milk Prices raised to 30% again. Now Madasamy income is 200% more than Ramasamy. Madasamy owned one Auto to sell Milk. One more time both faced each other. By thinking his Loans and Interests Ramasamy unable to give whole Hearted Smile. Whereas Madasamy smiled confidently from his own Auto.
After 2 Years Ramasamy got increment. He then bought a Maruthi Wagan R car through Car Loan. Mean time Madasamy bought 2 acres land for his 3 dozens of buffaloes. Even Milk Prices raised to 30% again. Now Madasamy income is 200% more than Ramasamy. Madasamy owned one Auto to sell Milk. One more time both faced each other. By thinking his Loans and Interests Ramasamy unable to give whole Hearted Smile. Whereas Madasamy smiled confidently from his own Auto.
2 more years passed away…..!
Ramasamy applied to 40 lakhs home loan and bought one apartment. Madasamy buffaloes number crossed Century. Madasamy bought 2 apartments. Ramasamy got 10 more percent salary hike under X BPS. Milk price crossed 40/Rs per liter now. Total income of Madasamy is 500% more than the income of Ramasamy. That's all Madasamy bought 1 Skoda and 1 Innova Car. Both faced each other. Ramasamy gave tension smile by thinking that when he will clear 40 lakh loan. Madasamy gave Confident smile since he own a single size Milk Factory with more than 100 buffaloes and 25 workers.
That night Ramasamy was in a deep frustration. Because after 5 years Madasamy own 4 crores of Money, monthly 5 lakhs of income, provided jobs to 25 workers. Ramasamy salary is 4 lakhs with 40 lakhs debt and un satisfactory job. This is the BANKERS LIFE.
Facts: In 2008 Milk was 10/- litre. Now 40/- litre. Gold 12500/- 10 grams, Now 30000/-. In the last 5 years salary hikes for BANKERS was just 15%. All commodity prices increased to 300%. Still many people from outside think about BANKERS that as they earn in lakhs… For them show this or share……..
Ramasamy applied to 40 lakhs home loan and bought one apartment. Madasamy buffaloes number crossed Century. Madasamy bought 2 apartments. Ramasamy got 10 more percent salary hike under X BPS. Milk price crossed 40/Rs per liter now. Total income of Madasamy is 500% more than the income of Ramasamy. That's all Madasamy bought 1 Skoda and 1 Innova Car. Both faced each other. Ramasamy gave tension smile by thinking that when he will clear 40 lakh loan. Madasamy gave Confident smile since he own a single size Milk Factory with more than 100 buffaloes and 25 workers.
That night Ramasamy was in a deep frustration. Because after 5 years Madasamy own 4 crores of Money, monthly 5 lakhs of income, provided jobs to 25 workers. Ramasamy salary is 4 lakhs with 40 lakhs debt and un satisfactory job. This is the BANKERS LIFE.
Facts: In 2008 Milk was 10/- litre. Now 40/- litre. Gold 12500/- 10 grams, Now 30000/-. In the last 5 years salary hikes for BANKERS was just 15%. All commodity prices increased to 300%. Still many people from outside think about BANKERS that as they earn in lakhs… For them show this or share……..
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